Disclaimer
Last updated: 20 September 2026
Nature of services
SMFINCARE is a financial-services facilitation platform. We are not a bank, NBFC, lender, government body, credit bureau, or regulatory authority. We do not make credit, lending, or sanction decisions.
No guarantee
SMFINCARE does not guarantee loan approval, interest rates, loan amounts, processing fees, or disbursement. All financing decisions are made by the relevant lender based on its policies, eligibility criteria, and applicable law.
Indicative information
All information provided on this website — including rates, eligibility criteria, fees, and product details — is indicative and for educational purposes only. Actual terms vary by lender and are subject to change. Terms, rates, fees and eligibility are subject to lender policies and applicable conditions.
AI assessment
AI-powered assessments are indicative and educational. They do not constitute a sanction, approval, credit decision, or guarantee. Final eligibility, interest rate, loan amount, documentation, and disbursement are determined by the relevant lender.
Government schemes
Information about government schemes such as CGTMSE is provided for education only. Scheme availability, eligibility, limits, and conditions are subject to prevailing guidelines, lender policies, and applicable authority rules. CGTMSE is a credit guarantee mechanism and not itself a lender.
No financial advice
The content on this website is not financial, legal, or tax advice. You should consult appropriate professionals before making financial decisions.
Third-party links
This website may contain links to third-party websites. We do not control or endorse their content and are not responsible for their accuracy or practices.